You started shopping with a specific mental image of your future home in your mind. Then the houses in your budget came in smaller than you pictured.

You may be telling yourself you’re going to wait to move – maybe you’re hoping mortgage rates will come down, prices will fall, or the market will feel a little easier.

Let’s be real with each other for a second about affordability.

Nearly half of Veterans (49%) feel homeownership is currently out of reach, according to a recent survey from NewDay USA.